Motley Fool Stock Advisor Review 2025

Motley Fool Stock Advisor is Motley Idiot’s flagship premium stock-picking service. The corporate has been offering funding insights and monetary suggestions to clients for greater than 25 years.

At its core are two month-to-month inventory suggestions monitoring high-growth shares, one every from Motley Idiot co-founders David and Tom Gardner, delivered in detailed electronic mail newsletters making a case for — and outlining the potential dangers of — every safety.

Since 2002, Motley Idiot Inventory Advisor picks have dramatically outperformed broader market indexes. Cumulatively, Inventory Advisor picks returned 815% by November 5, 2024, dwarfing the S&P 500 index throughout the identical interval (166%).

Put one other manner, a $10,000 funding in Inventory Advisor picks on the investing service’s inception was price north of $150,000 by July 2022, whereas $10,000 invested within the S&P 500 over the identical interval was price underneath $50,000 by July 2022.

How Motley Idiot Inventory Advisor Stacks Up

Motley Idiot Inventory Advisor is without doubt one of the best-known premium assets for critical DIY traders. It’s not the one one although — not even shut. 

See the way it stacks up towards one other common suggestion engine at the same worth level: Searching for Alpha Premium.

What Is Motley Idiot Inventory Advisor?

The Motley Idiot Inventory Advisor program, developed by the inventory market gurus at Idiot.com comes with a slew of extra options and suggestions, together with:

• Greatest Buys Now (Greatest Shares to Purchase), a rotating number of high month-to-month inventory picks culled from greater than 300 candidates
• Starter Shares, a gaggle of blue-chip and progress shares for novice traders
• Premium Experiences and Articles out there solely to paying members
• Premium Neighborhood Boards the place members can change suggestions and techniques with different members of the funding group

See the “Key Options” part beneath for extra particulars on these and different Inventory Advisor options.

Inventory Advisor’s Suitability

Motley Idiot Inventory Advisor isn’t for everybody. Motley Idiot advises Inventory Advisor members to construct diversified portfolios consisting of no less than a dozen really helpful shares, and to purchase and maintain all really helpful shares for no less than three to 5 years.

Motley Idiot makes no representations that their Inventory Advisor is a key to fast riches, nor does it assure returns on any of its suggestions.

Motley Idiot Inventory Advisor additionally isn’t designed for long-term traders trying to match, not beat, the efficiency of broader inventory market indexes.

None of that is to say that Inventory Advisor isn’t price its sticker worth, simply that potential subscribers ought to decide whether or not choosing particular person shares — and, particularly, Inventory Advisor’s suggestions — is an efficient match for his or her investing technique, aims, and risk tolerance.

Right here’s what you’ll want to learn about Motley Idiot Inventory Advisor’s pricing, options, and total suitability for particular person traders.

Motley Idiot Inventory Advisor Pricing

Motley Idiot Inventory Advisor subscriptions can be found month-to-month or yearly. Pricing is as follows:

• Month-to-month Subscription: $39 per thirty days. Every month, the subscription renews on the numerical date of initiation; for instance, for those who started your subscription on June 10, it is going to renew on or in regards to the 10^th of every month transferring ahead.
• Annual Subscription: $199 per thirty days at full worth. Annually, the subscription renews on the date of initiation; for instance, subscriptions that start on June 10 renew on June 10 annually.
• Discounted Annual Subscription: $99 per 12 months for the primary 12 months. It is a limited-time introductory supply out there to new members solely.

All subscriptions renew at then-current charges. For example, ought to the full-price annual membership improve from $199 to $219 whereas your subscription is lively, you’ll be charged the brand new membership price of $219 at your subsequent renewal date.

Motley Idiot doesn’t refund or prorate canceled subscriptions, aside from a 30-day money-back assure on annual memberships. Nevertheless, members might apply balances remaining on canceled subscriptions to different Motley Idiot premium service subscriptions.

Key Options of Motley Idiot Inventory Advisor

Here’s what you get together with your Motley Idiot Inventory Advisor subscription:

1. New Suggestions

Every month, Motley Idiot subscribers obtain two “new suggestions,” one every from Motley Idiot co-founders David and Tom Gardner.

Every suggestion is available in a devoted electronic mail publication outlining:

• What the corporate does
• Key information in regards to the firm and its inventory (e.g., market capitalization and worth as of the advice date)
• Who its purchasers or clients are
• Who’s in cost (key executives and board members)
• Why Inventory Advisor members can purchase
• Notable dangers to the advice, together with potential “promote” triggers

Every suggestion is concurrently seen — or practically so — in Inventory Advisor subscribers’ accounts.

2. Greatest Shares to Purchase

Once you log into your Inventory Advisor account, the Greatest Shares to Purchase dashboard is the very first thing you’ll see on the house display. This 12-stock dashboard updates each Thursday and utterly refreshes each month.

It consists of:

• 5 “well timed” picks from David Gardner
• 5 “well timed” picks from Tom Gardner
• David Gardner’s most up-to-date new suggestion
• Tom Gardner’s most up-to-date new suggestion

Particular person picks continuously repeat on the Greatest Shares to Purchase listing. For example, Amazon has appeared greater than 30 occasions since David Gardner first picked it again in September 2002.

Every decide consists of an abbreviated model of the detailed file that accompanies publication suggestions, up to date to account for current trade or firm modifications, reminiscent of Amazon’s 2017 acquisition of Complete Meals, which additional improved David Gardner’s opinion of the corporate.

3. Starter Shares

That is one other elite group of shares culled from the Gardners’ previous suggestions.

In accordance with Motley Idiot, Starter Shares are perfect for novice investors trying to construct robust inventory portfolios from the bottom up. The listing’s elements are up to date no less than as soon as per 12 months. Inventory Advisor recommends including them to portfolios consisting of no less than 15 completely different shares.

4. Inventory Advisor Electronic mail Subscription

Once you join Inventory Advisor, you’re routinely enrolled in its electronic mail publication. You possibly can anticipate to obtain 4 to eight emails per thirty days, consisting of some or the entire following:

• New suggestions
• Commerce alerts (e.g., when the staff “closes” or cancels its suggestion on a inventory and advises promoting half or all your stake)
• Knowledgeable evaluation and commentary on particular person shares, industries, or financial situations
• Updates to the Gardners’ Greatest Buys suggestions
• Multimedia content material

Enrollment is obligatory; you possibly can’t unsubscribe from the publication with out canceling your subscription.

5. Inventory Watchlist

Inventory Advisor’s Watchlist function isn’t revolutionary — it is going to look acquainted to anybody who’s hung out on Yahoo! Finance or the again finish of a web-based brokerage platform — however it’s helpful nonetheless.

Merely search and add tickers to arrange a real-time stream of stories and evaluation in your favourite shares. It’s an effective way to slender down the universe of Inventory Advisor suggestions to those who name your identify.

6. Favorites

Inventory Advisor’s Favorites function is one other place to gather and investigate cross-check the shares you’re watching or have already taken positions in.

If you want, you possibly can securely hyperlink your brokerage account to your Motley Idiot account to bulk-import your holdings and brokerage watchlist shares. As soon as imported, you’ll routinely obtain “purchase” and “promote” suggestions in your holdings.

7. Scorecard

Scorecard is yet one more visualization for shares you’re holding. It’s a data-rich ticker assortment that updates each minute throughout buying and selling hours and options:

• Ticker image
• Present worth
• Buy worth
• Buy date
• Day change
• Return since buy
• Return versus the S&P 500 index

You possibly can hyperlink your brokerage account to commerce Scorecard shares with minimal friction.

8. Non-compulsory Electronic mail Subscriptions

Inventory Advisor members can enroll in these non-compulsory electronic mail newsletters:

• Scorecard Updates: Every day or weekly premium content material updates in regards to the tickers you’ve added to your Watchlist or Scorecard.
• Particular Gives: Cash-saving, no-obligation gives from Motley Idiot companions.
• Inventory Up: A roundup of the perfect of Motley Idiot’s current free content material, together with articles, social media content material, multimedia, information, and podcasts.

Should you don’t thoughts inbox litter, you may discover some worth right here. If not, you’re underneath no obligation to enroll.

9. Efficiency Tables & Charts

The Efficiency part is probably the most data-rich portion of your Inventory Advisor account. Suggestions seem in an extended desk that shows:

• The corporate identify and ticker image
• The advice date
• The recommending staff (David or Tom)
• Market capitalization and adjusted worth as of the newest market shut
• Returns since suggestion (benchmarked towards the S&P 500)
• Danger rating (with danger growing from 1 to 25)

You possibly can drill down on a few of these information factors.

For example, every linked ticker image results in a inventory info web page with particulars in regards to the inventory’s fundamentals, worth historical past, and up to date information, plus an interactive efficiency chart and dividend calculator, when relevant.

10. Premium Analysis Experiences

Inventory Advisor members have entry to premium analysis experiences produced by Motley Idiot staffers.

These experiences often cowl trade and macro developments more likely to have an effect on Inventory Advisor’s new and current suggestions; typical titles embody “Contained in the Automobile of Tomorrow,” “The Final Digital Actuality Investing Playbook,” and “AI Disruption Playbook.”

Some experiences merely summarize current Inventory Advisor picks. One particular report highlights a authorized hashish investing alternative that Motley Idiot believes has unimaginable upside in one of many decade’s hottest market sectors.

11. Premium Articles

Inventory Advisor members even have entry to premium articles not seen to run-of-the-mill Motley Idiot customers. These articles are usually shorter and newsier than premium experiences, however size, format, and matters fluctuate extensively.

To peruse premium articles, click on over to your Watchlist.

12. Inventory Screener

That is one other decidedly non-revolutionary instrument that’s nonetheless handy for market watchers. Use it to kind for:

• Market sector (e.g., vitality or shopper)
• Inventory worth volatility
• Asset class
• Advisor suggestion conviction power (e.g., “excessive” or “impartial”)
• Dividend yield

13. Premium Dialogue Boards

Motley Idiot Inventory Advisor has greater than two dozen members-only dialogue boards protecting matters like:

• Investing Fundamentals
• Investing Methods
• Private Finance
• Better of Inventory Advisor

Earlier than you possibly can put up to any of those boards, you’ll have to create a person identify. You’re underneath no obligation to take part; many Inventory Advisor members silently hang around on their favourite boards, passively absorbing fellow members’ insights with out contributing their very own.

Benefits of Motley Idiot Inventory Advisor

These are Motley Idiot Inventory Advisor’s largest promoting factors. Of be aware are the fundamental buy-and-hold strategy, no obligation past the subscription time period, and visibility into all lively and closed suggestions since inception.

• No Have to Commerce Aggressively or Time the Market. Though Inventory Advisor isn’t designed for index traders trying to match broader fairness markets’ efficiency, or these primarily or wholly searching for passive income, it’s not meant for overly aggressive traders, both — and positively not for day merchants whose methods hinge on exploiting short-term market actions.
• No Obligation Past Your Subscription Time period. Inventory Advisor members aren’t obligated to proceed their subscriptions past their scheduled finish dates. Although subscriptions auto-renew by default, it’s straightforward to cancel at any time and pay nothing extra.
• New Subscribers Can See Energetic Suggestions Since Inception. Irrespective of once you subscribe to Inventory Advisor, you’ll have full entry to each lively suggestion relationship again to 2002 – greater than 15 years of stock-picking historical past. That’s greater than sufficient to construct a diversified fairness portfolio.
• Contains Entry to Closed Suggestions. Your Inventory Advisor subscription additionally consists of entry to closed suggestions — picks the Gardners have withdrawn for one motive or one other since inception. That is invaluable; in any case, inventory picks are solely nearly as good as the basics supporting them.
• Plenty of Alternatives to Study From Veteran Buyers. Inventory Advisor’s premium group boards supply ample alternative for less-experienced members to study from veteran traders. Should you’re not prepared to begin shopping for shares, otherwise you’re trying to hone your private investing technique, it is a good place to begin – and it’s far much less noisy than public message boards or social media platforms.
• Tons of Premium Content material. Relying on the way you worth it, Inventory Advisor’s premium experiences and articles alone – like its proprietary report on a top cannabis investment opportunity – justify the price of a subscription. At a minimal, Inventory Advisor is one other useful resource for critical traders trying to lower by the noise and peer across the curve.

Disadvantages of Motley Idiot Inventory Advisor

Maintain these disadvantages in thoughts as you weigh the advantages of Motley Idiot Inventory Advisor. Notable drawbacks embody the truth that a subscription isn’t crucial for all premium Motley Idiot content material, you possibly can’t decide out of the Inventory Advisor electronic mail publication, and no prorating for canceled subscriptions.

• It’s Simply Certainly one of A number of Premium Companies From Motley Idiot. Motley Idiot has a number of premium subscription providers; Inventory Advisor is likely to be the flagship, however it’s not the entire bundle. Should you’re on the lookout for suggestions particularly about investing for (and in) retirement, you’ll want to enroll in Rule Your Retirement, a $149-per-year subscription tailor-made to people prepping for his or her golden years.
• Subscription Isn’t Vital for All Premium Content material. Motley Idiot undercuts its intensive lineup of subscription providers by providing some premium content material exterior its pay partitions.
• Can’t Choose Out of Inventory Advisor Electronic mail Publication. Members can’t decide out of the Inventory Advisor electronic mail publication; it’s one of many few non-negotiable issues a few subscription. Should you don’t wish to obtain 4 to eight new emails per thirty days, assume twice earlier than subscribing.
• No Assure the Annual Subscription Low cost Will Stay in Impact. The discounted annual membership price – $99 per 12 months – is a good deal for first-time Inventory Advisor members, however there’s no assure it’ll stay in impact. Should you do benefit from it, bear in mind that your subscription might auto-renew at a better price, and plan accordingly.
• No Prorating for Canceled Subscriptions. Although Inventory Advisor members are free to cancel at any time, Motley Idiot doesn’t prorate subscriptions canceled nicely earlier than their scheduled renewal dates. Should you cancel an annual membership with six months left within the time period, for example, you’re nonetheless on the hook for half the price. The one exception: You’re entitled to a full refund once you cancel an annual membership within the first 30 days.
• Lengthy-Time period Subscribers Should Heed “Promote” Suggestions as Effectively. Inventory Advisor members aren’t obligated to behave on any of the staff’s suggestions, however their portfolios’ efficiency might deviate considerably from the Inventory Advisor portfolio’s except they faithfully act on “purchase” and “promote” suggestions in a well timed style. In impact, Inventory Advisor members trying to mirror the really helpful fairness basket’s efficiency should outsource their investing methods to David and Tom Gardner – even when they’d be higher served doing in any other case.

Motley Idiot Inventory Advisor — Inventory Decide Efficiency

Investing is all about getting cash out there. When paying for a service designed to provide you an higher hand as you make investments, it’s essential that the service has a historical past of producing important returns.

Though the inventory advisor service makes no guarantees that each alert will end in a profitable funding, wanting into the historic efficiency of its picks reveals a powerful document of revenue with a couple of bumps alongside the highway.

Among the most notable current funding alerts embody:

• CrowdStrike Holdings (CRWD). On June 4, 2020, Tom prompt subscribers ought to spend money on CrowdStrike Holdings at $95.98 per share. Those that did loved 112% positive factors by early April 2021. The efficiency of the inventory was so compelling that it popped up once more in July 2020 as an alert at $107.27. An funding at this stage would have yielded returns of practically 90% by April 2021.
• ASML Holdings (ASML). On July 16, 2020, David pointed to ASML Holdings as the subsequent huge alternative at a purchase order worth of $383.95. Buyers who jumped on the chance earned greater than 65% by early April 2020.
• Fiverr Worldwide (FVRR). On September 3, 2020, Tom prompt that Fiverr Worldwide was the subsequent huge alternative, buying and selling with a worth of $116.59 per share on the time. By early April of 2021, the inventory worth had climbed by greater than 95%.
• Bandwidth Inc (BAND). Given the truth that no one can predict the longer term, there have been a couple of dropping trades over the previous 12 months. Some of the notable was a suggestion to buy Bandwidth Inc in September 2020 at $150.06. The inventory was down round 14% by early April 2021.

If there’s a inventory choosing service that promotes its potential to be proper 100% of the time, you need to flip the opposite manner and run. The very fact is that when investing, you’re basically attempting at predicting the longer term, and there’s no 100% confirmed science to doing that.

With that in thoughts, though the service has led to some dropping trades, it’s also clearly a winner with the overwhelming majority of alerts leading to worthwhile investments, a lot of which far outpace the average returns of the stock market as a complete.

Is Motley Idiot Inventory Advisor Legit?

Sure, Motley Idiot Inventory Advisor is legit.

There’s no such factor as a 100% certain factor in investing. Neither is risk-free inventory investing a factor.

Motley Idiot Inventory Advisor doesn’t promise both. What it does supply is a gradual stream of high-conviction picks from David and Tom Gardner, the inventory gurus behind the service. Many will beat the market; some gained’t. However the Gardners stand behind all of them.

Does that imply you need to give them your hard-earned cash? We expect there’s compelling worth in a Motley Idiot Inventory Advisor subscription for any risk-tolerant, high-volume DIY investor. The selection is yours, although.

Last Phrase

Choosing shares is an inherently risky enterprise. To its credit score, Motley Idiot doesn’t recommend in any other case. Motley Fool Stock Advisor’s gross sales literature makes it clear that some Inventory Advisor picks change into duds, that subscribers have to be ready to purchase and maintain for a number of years, and that portfolios composed of a dozen or extra picks do higher than their less-diversified counterparts.

Should you’re comfy with all this, and keen to pay wherever between $99 and $228 per 12 months for hand-picked inventory suggestions, you would do worse than Motley Idiot Inventory Advisor — a tip sheet that, not like many imitators, has greater than a decade of above-market returns underneath its belt.

Simply don’t lose sight of the core principles of investing alongside the best way. You’re not obligated to behave on any Inventory Advisor suggestions, nor do you have to ever make investments greater than you possibly can afford to lose in securities that aren’t FDIC-insured, regardless of how sound a tip seems.